Terms of Use & Consent to Contact

By providing your telephone number on this website, in any form, survey, lead form, or otherwise — whether through our website, a third-party advertisement (including social media platforms such as Facebook), a partner publisher, or by any other means — and by submitting your information or clicking any button, checkbox, or link, you expressly consent to be contacted by Mortgage Protection Consultation Services, its agents, partners, licensed insurance representatives, and authorized third parties ("we," "us," or "our") at the telephone number(s) you have provided.

You agree and understand that we may contact you using a telephone dialing system, an automatic telephone dialing system, an auto-dialer, predictive dialer, robocaller, or any other automated or prerecorded technology, and that such calls or messages may be delivered using an artificial voice or prerecorded message. You further agree that we may contact you via SMS text messages, including text messages generated or assisted by artificial intelligence, conversational AI, or chatbot technology.

You understand that message and data rates may apply depending on your mobile carrier plan. You are solely responsible for any such charges.

You acknowledge and agree that some or all of the communications you receive from us may be initiated, generated, personalized, or delivered using artificial intelligence, machine-learning models, automated voice systems, and similar technologies. This may include AI-generated voice calls, AI-assisted text conversations, and AI tools used to help our licensed specialists prepare your quote or summarize your request.

You consent to the use of these technologies to contact you, schedule appointments, send reminders, confirm your consultation, deliver follow-up information, and present insurance quotes. You understand that AI-generated content may not always be perfectly accurate and that any quote or estimate provided by automated or AI systems is informational only and not a binding offer of insurance coverage. Final quotes, eligibility, and policy terms are determined by the licensed insurance carrier and representative during or after your consultation call.

We are an independent marketing and referral service. We are not an insurance carrier, lender, bank, or government agency, and we are not affiliated with or endorsed by any federal, state, or municipal government entity, nor by any mortgage lender or banking institution. We connect consumers who request mortgage protection information with licensed, independent insurance professionals and carriers.

The "Mortgage Protection Consultation" referenced on this site is a complimentary, no-obligation informational phone call. Any insurance quotes, coverage options, or product descriptions discussed are provided by licensed third-party representatives and are subject to the terms, underwriting, and approval of the issuing insurance carrier. Nothing on this site constitutes an offer or guarantee of insurance coverage or specific pricing.

Requesting a consultation or quote is completely free, and you are under no obligation to purchase any insurance product or service. Your consent to be contacted is not a condition of any purchase. You may decline to continue at any time during or after your consultation.

You may opt out of receiving further communications at any time. To stop text messages, reply "STOP" to any message you receive. To stop emails, follow the unsubscribe link included in any email. You may also request to be removed from our call and text lists by contacting us directly at the number or email provided in our communications.

Please note that opting out may take up to a reasonable processing period to take effect, and you may still receive administrative or transactional messages related to an active request or appointment you have already scheduled.

You are responsible for providing accurate, current, and complete contact information, including a telephone number that you own or are authorized to use. You agree to update your information if it changes. You affirm that you are at least 18 years of age and, where applicable, the owner or authorized user of any telephone number you submit.

Your information is used to contact you regarding your request and to connect you with licensed insurance professionals. We do not sell your personal data. We may share your information with our authorized agents, partners, and carriers solely for the purpose of fulfilling your request and preparing your consultation.

You may have reached this site through a third-party advertisement, lead form, or social media platform. Those third parties operate independently, and we are not responsible for their content or practices. By submitting your information through any such channel, you consent to be contacted by us under the terms described here.

This site and its content are provided "as is" without warranties of any kind. We make no representations or warranties regarding the availability, accuracy, or completeness of any quote, rate, or product described. Insurance products are offered and underwritten solely by licensed third-party carriers and are subject to their underwriting guidelines and state availability.

We may update these terms from time to time. The "Last updated" date above reflects the most recent revision. Your continued use of this site or submission of your information after any changes constitutes acceptance of the revised terms.